Zilch lets you shop online or in-store, pay now or split payments over time, and earn instant rewards—all with a virtual card and flexible credit options.
Split payments and earn instant rewards
Zilch is a flexible payment platform that gives you more control over how you shop and pay. With a virtual Zilch card, you can purchase online or in-store, choose to pay upfront or spread the cost over several weeks or months, and enjoy instant rewards on your spending.
Signing up is quick and straightforward, and you can get a credit decision within minutes. Zilch offers credit up to £2250, with no interest or late fees for most payment plans, making it easy to manage your budget. If you want to pay in full, you can still earn rewards, so there’s a benefit no matter how you choose to pay.
Whether you’re looking to make larger purchases more manageable or simply want to earn perks as you shop, Zilch offers a convenient and user-friendly way to handle payments. Their app and online platform are designed for ease of use, putting flexible spending and rewards right at your fingertips.
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