StepChange offers free expert debt advice and solutions in the UK, helping people manage, reduce, or clear their debts with confidential support.
Get free, expert debt help and advice
StepChange is a UK charity dedicated to helping people who are struggling with debt. On the website, you can answer a few simple questions to get tailored advice and explore a range of debt solutions, like debt management plans, IVAs, and bankruptcy guidance. The service is confidential, free, and designed to help you find the best way to manage or clear your debts.
Whether you need immediate advice or want to learn more about your options, StepChange walks you through each step with clear explanations and supportive resources. You can also access helpful tools, guides, and a secure portal to manage your advice sessions. If you’re feeling overwhelmed by debt, this site is a welcoming place to find practical support and start moving toward financial stability.
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