Paidy lets you shop online in Japan without a credit card and pay later by convenience store, bank transfer, or direct debit. No pre-registration needed.
Shop now, pay later—no credit card needed
Paidy is a convenient Japanese payment service that lets you shop online instantly using just your smartphone—no credit card or pre-registration required. You can make purchases from popular stores like Amazon and Qoo10, then settle your bill by the 27th of the following month.
You have flexible payment options, including convenience store payments, bank transfers, or direct debit. If you verify your identity through the app, you can even split your payments into 3, 6, or 12 installments with no handling fees (for bank transfer or direct debit). Paidy makes online shopping easier and more accessible, especially for those who prefer not to use credit cards.
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